Tax season can be stressful, but filing your taxes doesn’t have to cost you money.
With various free tax filing options available, you can submit your return quickly and accurately without paying a fee. Whether you qualify for IRS Free File or prefer free online tax software, there are plenty of ways to file your taxes for free.
1. IRS Free File Program
The IRS Free File program provides free tax preparation software for eligible taxpayers. If your income is below a certain threshold (usually around $73,000), you can use IRS-partnered software to file federal and, in some cases, state taxes for free. Higher-income earners can use Free File Fillable Forms, but these require more manual input.
How to Access:
Visit the IRS Free File website
Choose from the list of available tax software providers
Follow the instructions to file your taxes online
2. Free Tax Filing Software Options
Several tax preparation companies offer free tax filing for simple returns. Here are some of the best free tax software options:
a) TurboTax Free Edition
Best for simple tax returns (W-2 income, standard deduction, limited credits)
Free federal and state filing
Step-by-step guidance with a user-friendly interface
b) H&R Block Free Online
Covers W-2 income, unemployment, and basic deductions
Free federal and state filing
Includes a simple import feature for previous tax returns
c) Cash App Taxes (Formerly CreditKarma Tax)
Completely free for both federal and state returns
No income restrictions
Covers most tax situations, including self-employment income
d) TaxAct Free Edition
Ideal for simple tax returns
Includes free state filing
Allows you to import prior returns from competitors
3. Free Tax Assistance Programs
If you need help filing your taxes but don’t want to pay a tax preparer, these government-backed programs offer free assistance:
a) Volunteer Income Tax Assistance (VITA)
Available to low-income individuals (generally under $60,000), disabled taxpayers, and non-English speakers
IRS-certified volunteers assist with tax preparation
In-person and virtual assistance options available
b) Tax Counseling for the Elderly (TCE)
Designed for seniors (age 60+)
Focuses on retirement-related tax issues
IRS-trained volunteers provide free tax help
4. State-Sponsored Free Tax Filing
Some states offer free tax filing options for residents, either through their own online portals or partnerships with tax software providers. Check your state’s Department of Revenue website to see if you qualify for state-sponsored free filing services.
5. Free Filing for Students & Military Personnel
Students: Many universities offer free tax filing assistance for students with part-time jobs or scholarships. Check your school’s financial aid office.
Military Members: The MilTax program (provided by the Department of Defense) offers free e-filing for active-duty service members and their families.